Investment Only Annuities: Your Pathway to Tax-Deferred Retirement Savings

 Investing for retirement is a crucial aspect of financial planning. The earlier you start saving, the more time your money has to grow. One of the most popular and effective retirement investment options is annuities. An annuity is a financial product that offers a guaranteed income stream for life or a specific period. investment only annuities is a company that specializes in providing annuities that are designed to help you reach your retirement goals. In this article, we will discuss investment-only annuities and why they may be the best investment-only variable annuity option for you.


What are Investment-Only Annuities?


Investment-only annuities (IOAs) are annuities that allow an individual to make regular or lump-sum payments into an account, with the funds then invested to potentially grow over time. IOAs do not provide a guaranteed return or income stream, and the performance of the investments within the annuity will determine the amount of money the individual will receive when they withdraw funds. IOAs are a type of variable annuity, which means the annuity's value can fluctuate based on the performance of the underlying investments.


Annuities Are Tax-Deferred:


One of the significant advantages of investment-only annuities is that they are tax-deferred. You won’t pay taxes until you withdraw your money. Deferred annuities take advantage of this situation by allowing your savings to grow until you start receiving income distributions. In the process, that growth can potentially experience growth of its own, with the gains compounding over time. The opportunity to achieve tax-deferred growth can make a substantial difference in your income in retirement.


Get Stable Growth as You’re Approaching Retirement:


Investment Only Annuities can aid you in preparing for retirement. They create a future stream of income, and low-cost annuities can help you save more for retirement. IOAs offer stable growth as you approach retirement age, which is important because you do not want to lose your retirement savings due to market volatility or other unforeseen circumstances.


Why Choose Investment-Only Annuities?


Unlike traditional variable annuities, IOAs charge lower fees as they do not involve additional benefits, such as death benefits or guaranteed minimum withdrawal benefits. If you have already reached the maximum investment limit of investment in 401(k) or other retirement accounts, you can choose IOAs to further top up your tax-deferred retirement savings. Investing in IOAs is particularly useful if you fall into a higher tax bracket but expect to be in a lower income tax


CONTACT US:


EMAIL: info@investmentonlyannuities.com

ADDRESS: 500 Capitol Mall, Suite 2350 Sacramento, CA 95814, USA

PHONE: 1-888-694-4015

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